Many different categories of car are covered by classic car insurance. Antique classics, modern classics, racing cars, kit cars, hobby cars (such as muscle cars or street rods), and collector cars (cars that are older than modern classics but newer than antiques) are all eligible for classic car insurance. Each of these categories comes with its own set of contingencies, and classic car insurance policies can be tailored for any of them. Some of these cars may not even be licensed for regular street driving, so classic car insurance policies also cover transporting vehicles.
Because classic car enthusiasts often purchase multiple vehicles, vendors of classic car insurance often offer discounts for multiple vehicles in a collection.